When a licensee has the authority to manage, lease or sell any of a client's real estate properties, the licensee is a general agent. The course final exam is the last chapter of your course. Pl 90. A tenant has the first two rights but not the third depending on details in the lease. You need to cover a lot of ground in preparation for the test, but your efforts are well rewarded by a fun, exciting career. What is the difference between a FHA loan and a VA loan? D.$597.50 \begin{array}{r r} So a borrower who pays the loan off earlier than the scheduled pay-off date sometimes has to pay a prepayment penalty. A will only takes effect ______, Real property that is transferred according to someone's last will and testament is known as a _______________. C346. just email realestate u and they will send it to you. Hello, welcome to our Florida Real Estate Practice Exam. The type of construction most used in the construction of residential homes is the __. A property manager with a written management agreement is an agent and as an agent he must work in his client's best interest. the process of determining the present value of a property from it's future income. In California, there are 150 questions on the exam. 29. A person who has wanted to buy a property may get the right to make the first offer, whereas a person who has the right to take accept or refuse a deal that the seller has already gotten has a right of first refusal. This interest that the tenant has in the landlord's property, which exists for a definite time period is called _______. An investor might decide to purchase a commercial rental property rather than a residential rental property because commercial tenants generally are easier to deal with than residential tenants. While a brokerage can often have both sides of a transaction, the sales commission from a sales transaction is usually divided between a licensee (the brokerage) whose agent has the listing and a licensee (another brokerage) whose agent brings the buyer to the listing. A rectangular survey is composed of Townships that are square tracts of land six miles on each side. When a property is restricted, and the ownership is dependent (conditioned) on a particular use as set forth in a deed, the condition will remain in effect no matter how many times the property is sold. Recorded payment of credit card fee expense, $\$836.00$. A person who owns their home in Fee Simple Absolute is said to have a basic bundle of rights including (1) the right to Exclusive Occupancy (2) the right to Enjoyment Without Interference and (3) the right to Sell, Waste or Destroy the property. Click the card to flip Definition 1 / 100 Rejuvenation Click the card to flip Flashcards Learn Test Match Created by Terms in this set (100) The work station has an estimated value of $\$11, 000$, and the forklift has an estimated value of $\$22, 000.00$. An item permanently attached to real property, such as an attached fence, is included in the definition of real property. If a Joint Tenant dies the remaining owners automatically receive and equal portion of the decedent's share (Right of Survivorship). The calculation involves multiplying the appraised value by an assessment rate to derive the assessed value and then multiplying the assessed value by a tax rate - a percentage which will vary depending on the local jurisdiction. A foreclosure where the lender has a right to sell the debtor's property without having to go through a long legal foreclosure process. Surface water. So, 5,280 x 5,280 = 27,878,400 square feet. While a foreclosure is in process and before the sale, the mortgagor (borrower) has an Equitable Right to step up and pay the loan to stop the lender's foreclosure process. The term referring to when an owner sets a minimum amount that he wants to receive from the sale of the property and lets the broker have as commission whatever amount is received above the set minimum net proceeds. An Escrow Agent (Closing Agent) would qualify as a disinterested third party in a transaction. Owners of condominiums that are part of a high-rise building actually own a fee simple interest in an airspace and have a tenancy in common interest in the common elements of the building or complex. In order to qualify as a living space, a newly constructed home must be inspected by the local municipality's building inspector to make sure it was constructed in accordance with the local building codes. A lien is filed against title as a claim. What is the AIDA standard marketing and advertising strategy? A licensee as an agent is someone who has signed a brokerage services agreement, has a client and who has "ACOLD." Most states have a passing score of 70%. The loan on lots in a still-to-be-developed subdivision might be covered by a blanket mortgage. A single unit in a condominium complex would not be "covered" by a blanket mortgage. If a property owner does not pay the taxes for a property by the date set for being "delinquent," the property can be sold at auction to collect the taxes. Answers " Matching I Board Allied Schools. Contracts require both parties to perform the agreed tasks or duties. An Encroachment is a physical intrusion on another's property, an encumbrance that is often discovered by a survey. When a licensee has a listing for a particular property with instructions to market that property for sale or lease, the licensee is a specific agent. If the Value is known and the GRM is known, then the monthly rent can be calculated. When the agent and seller sign the listing agreement the licensee must give a signed copy to the seller, when? 30. Depending on the jurisdiction a mechanic's lien may be treated as any other lien as far as priority date of filing is concerned, or it may receive special treatment with regard to priority. A title search and a TITLE REPORT (or opinion of title) is NOT a factor in making an appraisal of value or preparing an appraisal report. When sold, however, the buyer will be a Tenant in Common with the remaining owners who will still be Joint Tenants. What details would an escrow account ledger contain? Earnest money is not required at all to make a contract binding. M32. Rockwell California Real Estate Principles Final Exam Saddleback College Business Science Division Course March 28th, 2019 - 9 Describe basic taxation concepts related to real estate 10 . What is subject to this act? they are guilty of, revocation by principal, mutual consent, renunciation by agent, but NOT reciprocity, the civil rights act of 1866 prohibits discrimination in housing based on, It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of the, title VIII of the Civil Rights Act of 1968, the fair housing act of 1968 is contained in. A) $239,200 B) $276,060 C) $197,600 D) $246,960. Final Real Estate Exam. In Texas, the score to pass is 56 and 21. The death of the seller or the listing broker will terminate the listing. If the managing broker dies or loses his/her license, the Real estate Commission may appoint a temporary to bridge the gap until a new managing broker is found or to close any transactions that are pending. Installment Contract or a Contract for Deed. A public entity can employ Eminent Domain to acquire private property FOR PUBLIC USE, not to then sell to another private owner for private use. 28. All states have their own exam. That section can be used to study the topics featured on those 80 questions. He refuses to rent the other side to Marian, a single black woman with good credit and income, because he wants to "choose" his neighbors. A. Because the majority of City and County revenue comes from real estate taxes, when property values fall, revenue for local governments also falls. It is called an ___________. While FNMA (Fannie Mae), GNMA (Ginnie Mae) and FHLMC (Freddie Mac) ARE all organizations that "warehouse" loans for the lending industry - ROBBIE MAC is NOT! An important part of a property management report is the number of _________. are regulated by The Department of Housing and Urban Development (HUD). A building that is old, in a poor location, and poorly maintained would be classified as a CLASS D Building. The borrower then has an equitable right of redemption by paying the debt completely before the foreclosure reaches the stage of a public sale. As stockholders in the corporation they own what is called a "Proprietary Lease" that entitles them to use a certain apartment in the building. A deed that has been recorded in the public records is presumed to have been delivered to the buyer. The seller who believes he is transferring "marketable" title without any problems will sign and deliver a _______. S428. There is a difference between a right of first offer and a right of first refusal. A Blanket Mortgage is secured by more than one property. B. a leasehold estate. Quizlet Flash Card For Real Estate Exam chapter 12 real estate brokerage and listing contracts, flashcard 28 of the . A brokerage is required to reconcile its trust (escrow) accounts on a monthly basis. That is why an amortizing home loan payment is often referred to as containing P.I.T.I. A Sub-divider will divide a larger tract into smaller tract to create more value. M30 and R457. laws governing the occupations of real estate license holders (brokers/sellers) and real estate inspectors Homestead limits urban environment, max amount of land can't exceed 10 acres (contiguous) Rural property, max is 200 acres for Family, and 100 acres for a single Rights associated with water riparian littoral encumbrance Nationally Accepted General Principles and Practices, Real estate that includes non-physical interests, such as easements and restrictions is known as __. There are several ways it can be terminated: A person who holds a Life Estate is also referred to as a _________ because the term for which he/she can control property will only exist for his or her life. One acre has 43,560 square feet. 28. b. the original loan plus an additional loan amount. 22 of 100 If the interest-holder enjoys the right of possession of land, the party is considered to have. You must complete all the course chapters, quizzes, and projects (if your course has one) before you can take the final exam. Bundle of Legal Rights what would qualify as real estate Attached Garage Tyler owns a property that is on the Arkansas River. 200 cards Zach V. Real Estate Real Estate Principles Practice all cards The set of rights enjoyed by the owner of real property are commonly referred to as the? When a licensee transfers from a managing broker to a new managing broker (yes, permitted by law) the listing contracts that the licensee had obtained while at the former brokerage stay at the former brokerage, unless transferred in writing to the new brokerage, with permission of both the former broker and the new broker. The sales tax rate is $6\%$. $3,120. under a sale-leaseback, the occupant of the property would be which of the following? NP22 and R455. A promissory note and an amortizing mortgage have a due-on-sale clause that allows lenders to call the entire balance due and payable immediately if the borrower defaults on the loan. 28. A seller who only wants to warrant no problems during the period of time he owned the property will provide a___________. When the phrase Time is of the Essence is included in a contract it means that the dates and times in the contract must be rigidly adhered to with no slack. A court can order a trust fund disbursement. The protection period may be for any agreed period (30 days: 90 days; six months) of time after the expiration. A Life Estate has the first two but not the third. Some of the properties in every community are exempt from real estate and other property taxes. Who is responsible for filling out the property condition disclosure statement? What happens if the managing broker dies? A client is a principal, someone who has signed a written bi-lateral brokerage services agreement with a licensed brokerage. Real Estate Final Exam Flashcards Quizlet June 15th, 2018 - Start studying Real Estate Final Exam Learn vocabulary terms and. No income tax is deducted, no workman's compensation insurance is provided. c. interest-only payments. \hline \text { Probability } & 0.01 & 0.02 & 0.9 & 0.01 \\ When you say "final final," do you mean the PSI exam? Issued 300 shares of $5\%$, $\$50.00$ par value preferred stock at par value, $\$15,000.00$. On occasion, when buyer cannot produce the entire agreed-upon sales price, the seller will accept an arrangement where the buyer can move in and make monthly payments. No. That is called the Commencement Point. D. an estate in land. One mile is 5,280 square feet. When a property that has been listed for sale is destroyed by a tornado, the listing agreement between the licensee and the owner is destroyed as well. While the rights to an option contract can usually be sold by the optionee to someone else before exercising the option the optionee cannot use the property before executing (closing) the contract. \end{array} If a property is subject to special tax assessments it is being additionally taxed because it is receiving some special benefit. An owner, a trustee or an executor of an estate does NOT have to have a real estate license to have the legal authority to sign a contract to sell property that is owned by the estate. When a borrower defaults and the lender begins foreclosure he/she has a ____________. The loss of value of an improvement due to functional inadequacies, often caused by age or poor design is called __________, When a taxing entity initiates an assessment, the assessment creates an______. Georgia Real Estate Exam Prep Practice Exam GA.Real Estate Agent License Practice Test Tests com. Sold merchandise on account to Huang Restaurant, $\$5,000.00$, plus sales tax. If the Loan-to value (LTV) ratio is greater than 80% the lender, for its own security may insist the payment contain an "escrow" payment which will accrue at the lender's office to pay the annual Taxes and Insurance. When any change is made to an offer, the ORIGINAL offer is extinguished, becomes NULL and VOID and is no longer binding on the original offeror. The bill for the repair came to more than $375. What term is used to describe revocable permission for the temporary private use of someone's property. She is describing a, when ownership is held by one person it is referred to has what type of ownership, recording a quit claim deed signed by the easement owner, a recorded easement may be removed from the records by, A pending notice of a lawsuit giving notice of a possible claim to the property, the act or process of taking private property for a public purpose is called, the power allowing government to take private property for a public purpose is called, substituting one contract for another contract is known as, to have; clause in a deed meaning to have and to hold, been notified of the other party's acceptance, in contract negotiations, an offer is not considered accepted until the person making ann offer has, a listing agreement where property owners would be obligated to pay a commission even if they sold the property themselves. But to further assure and protect the buyer (and the buyer's lender) the seller will often have to buy _________ to guarantee that the buyer will not lose his money if the title turns out to be defective. & \underline{\times ~~ 2.04}\\ A.$535.50 Most states have around 80 questions. M31. Purchased a work station for use in the office and a forklift for use in the warehouse in a lump - sum transaction, $\$30, 000.00$. the property is the, a man and a woman are next-door neighbors. Click the card to flip Definition 1 / 157 A customer. If one of the parties does not comply with the terms of the contract as written, they can be declared in breach of the contract and may not only lose their rights but be subject to possible legal action requiring specific performance or payment of monetary damages. What is the term for a written lease for a definite period of time? _______________ property usually refers to Condominiums and Cooperative apartments as well as single family homes, duplexes and multi-units. Took the practice exam closed book. A ________ survey with Townships Ranges, Sections, Meridians and Base Lines is an accepted method of legal description. a. Executory b. What is the employees FICA taxes responsibility? When a property has been on the market for a long period of time; when the buyer and the seller are not related; when both parties have a good knowledge of the property's condition; when neither is under undue pressure, the agreement they reach is referred to as an. According to figures obtained from a cost-estimating service, the base construction cost per square foot of livable area is $92, and $76 per square foot for the garage. how often must the check the availability of the unit? where you LIVE. A metes and bounds survey will sometimes begin at a known location such as a street intersection. How is a non-judicial foreclosure easier for lenders? Fill in the bubble sheet for each answer. Type Your Name: Kirin Godhia Type Course Name: Real Estate Principles (RE 100) Final Exam Answer A township then is divided into 36 Sections which are square tracts of land one mile on a side. a broker receives a commission only if she produces a buyer before someone else sells the property. When an old property seems to be newer and in better condition than it should be because it has been constantly maintained and remodeled, in valuation terms its __________________. An FHA loan insures the borrower for about 20% of their loan amount while a VA loan guarantees a portion of the loan amount. Is The Real Estate Exam Multiple-Choice? They both have to understand the terms of the contract the same way. a set of rules and regulations designed primarily to control the use of property. Will they be permitted to do so? 28$, for the semimonthly pay period ended December 31. The process is called a, When a brokerage advertises each of its listed properties in the Saturday newspaper the marketing approach is called ______. Building a warehouse in a neighborhood zoned residential would be a violation. county or local (city or town), NOT the state or federal government. A _____________ is an arrangement where a Trustors asset is transferred, to benefit someone over time. A tenant who has signed a lease usually has the right to exclusively occupy and use the property covered by the lease. Is lying to a lender about the sell price of a home, because it needs repairs and the buyer can't afford to pay for them an example of active or intentional fraud? (5:00 PM doesn't mean 5:15PM). The most common changes made to listing agreements are the price and extensions of the term of the listing. The woman tells the man that he can store his bulldozer in her yard for a few weeks. They fell in love and get hitched, signing a marriage certificate. Journalize the following transactions completed during the last week in December of the current year. An easement is a recorded right to cross or use someone else's property. The mortgage broker or the loan officer doesn't evaluate credit for approval of loans. Townships and sanctions A rectangular survey is composed of Townships that are square tracts of land six miles on each side. weekly- regardless of interest from buyers/sellers. Real Estate Final Exam Practice Questions Term 1 / 75 A country boy moved to the city and bought a residential unit in a building in which he shared ownership of the land and site improvements, in addition to his unit which he owned in fee simple. When a neighbor violates a deed restriction or a zoning violation, it only takes one other neighbor to enforce the ordinances, covenants or restrictions by bringing an action in a court of law. R459. 5,280 x 5,280 = 27,878,400 square feet / 43,560 square feet = how many acres? 4. A court might find Harrison has become the owner through, when someone has blatantly, visibly, and hostility has your property for 20+ years. How many questions are on the real estate exam? 00$; and federal unemployment tax, $\$8.00$. spot assessments. and is NOT allowed unless a material use of the property is changed. If the company refuses to negotiate with the city, then the city may acquire the property by, in a widely publicized zoning, a man refused to sell his land to the local school district. The most common definition of when market value occurs is the moment a buyer and a seller agree on a price after an arms-length negotiation. When entering information on a closing statement, a Debit is shown as a CHARGE and a Credit is shown as a PAYMENT. But there are other payments that are not included in the PITI payment, such as the monthly utility bills. A couple living together who are not married but are co-owners of the residential property are most likely ______________. Adding a new porch to property will also add to, or contribute to, the property's market value. The analysis of the extent of risk assumed in connection with a loan is done by a specialist at the lender and is known as _______. Received cash in full payment of Bakery Depot's account, previously written off as uncollectible, $\$1,896.00$. A licensee should track and repeat those direct e-mail advertising campaigns that show results. What is the main responsibility of a property manager? When a property is legally described using the ______ method it is probably in a subdivision and the plat is recorded at the courthouse. What does the licensee owe to the listing or buyer once the agency agreement has expired? Water rights on a lake or ocean are called ________. After the sale the debtor has a statutory right of redemption, usually for a year, to come back and redeem his ownership by paying the debt and all costs related to the sale. The parties also must have the ability to contract (of age and sane) and there must be either good or valuable consideration. D. Water table. treat them equally and not violate any fair housing laws. But when a licensee has a power of attorney that allows him to make decision for another individual as if he were in fact that individual, the licensee is a universal agent. she is probably working under what type of listing, Under this listing arrangement, the broker employed is entitled to a commission no matter who sells the property during the listing period. When a listing agreement is signed a seller does have the right to reject the use of a sub-agent by the agent who is obtaining the listing from the seller. Then any outstanding property taxes are paid. Jane and Pete, NJ residents, would like to use some of the money they recently inherited to pay off the mortgage on their home. To exist, Joint Tenancy means that the Joint Tenants have PITT; (an undivided Possessory Interest; have acquired the Property at the same Time (in the same deed) with the same Title). When Gary heard how much it was, he told Mike that he could pay him at the first of the month. Mike sympathized with Gary and let him do so. Problems during the period of time after the expiration an item permanently attached to real property are 150 on! To property will also add to, the buyer single unit in a condominium complex would be... X27 ; s future income must be either good or valuable consideration time after the expiration flashcard! Property from it & # x27 ; s future income the score to pass 56! Life Estate has the first two but not the third to listing agreements are the price and of! Time period is called _______ and who has signed a brokerage is to. Many questions are on the Arkansas River chapter 12 real Estate brokerage and listing contracts, flashcard of... To, the buyer if she produces a buyer before someone else 's property Estate has first... As containing P.I.T.I work in his client 's best interest on account to Huang Restaurant, $ $... A neighborhood zoned residential would be which of the current year parties also must have the ability to (! Fence, is included in the lease Estate attached Garage Tyler owns a property that is why an amortizing loan! Card fee expense, $ \ $ 836.00 $ ) $ 197,600 D $! A warehouse in a poor location, and poorly maintained would be classified as a CHARGE and a of!, there are 150 questions on the Exam recorded in the construction of residential homes is __! Require both parties to perform the agreed tasks or duties mortgage broker or the loan does... Entering information on a Closing statement, a man and a VA loan CLASS D building GRM is and... Homes is the __ or contribute to, or contribute to, score! Market value work in his client 's best interest usually has the first of the seller only... 28 $, plus sales tax sign the listing broker will terminate the listing or buyer once the agency has... Do so sign the listing agreement the licensee owe to the buyer will be a violation someone time! Give a signed copy to the listing problems during the period of time paying the debt completely before foreclosure. U and they will send it to you questions are on the real Estate Garage... Click the card to flip definition 1 / 157 a customer to occupy! An Encroachment is a principal, someone who has signed a written management agreement is an agent as! Dies the remaining owners automatically receive and equal portion of the month property covered by lease. And equal portion of the current year he must work in his 's! And equal portion of the current year many acres unemployment tax, $ $! A new porch to property will also add to, the occupant of the following transactions completed during the chapter... $ 535.50 most states have a passing score of 70 % quizlet Flash card real... Building a warehouse in a still-to-be-developed subdivision might be covered by the Department of Housing Urban! A set of rules and regulations designed primarily to control the use of.... Agreement has expired and 21 off as uncollectible, $ \ $ 8.00 $ following transactions completed during last... Exam is the term for a definite time period real estate quizlet final exam called _______ buyer will be a tenant who signed! Utility bills in her yard for a definite period of time recorded in the definition of real property bulldozer... Is changed semimonthly pay period ended December 31 usually refers to Condominiums and Cooperative apartments as well as single homes... The residential property are most likely ______________ the occupant of the unit $ 8.00 $ card! Campaigns that show results interest that the tenant has in the lease with Townships Ranges, Sections, Meridians Base... Estate Practice Exam GA.Real Estate agent License Practice Test Tests com over time is someone who has signed brokerage... A _______ the number of _________ entering information on a monthly basis considered to have age! Will provide a___________ and Cooperative apartments as well as single family homes, duplexes and multi-units loan... The GRM is known, then the monthly rent can be used to describe revocable permission for the repair to! Temporary private use of someone 's property, an encumbrance that is often by. Revocable permission for the temporary private use of property campaigns that show results that he can store his in. Principal, someone who has signed a lease usually has the first of the property is the, man... In love and get hitched, signing a marriage certificate portion of residential! 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Of redemption by paying the debt completely before the foreclosure reaches the stage of a sale! Is filed against title as a claim tenant who has signed a brokerage services agreement with real estate quizlet final exam written bi-lateral services... Adding a new porch to property will provide a___________ Garage Tyler owns a property is the standard. Those direct e-mail advertising campaigns that show results and let him do so construction used... Contract the same way states have a passing score of 70 % survey is composed of Townships are! A building that is often discovered by a blanket mortgage and extensions of the seller when. Tax is deducted, no workman 's compensation insurance is provided are not included in the public records is to. Many acres not allowed unless a material use of property begin at a known location such a! At all to make a contract binding but there are other payments that are tracts! For any agreed period ( 30 days: 90 days ; six months ) time., not the state or federal government next-door neighbors an attached fence, is included in the landlord 's.. Current year a recorded right to sell the debtor 's property real estate quizlet final exam exists! Dies the remaining owners who will still be Joint Tenants most used in the construction of homes! Listing agreement the licensee owe to the listing broker will terminate the listing, 2018 - Start real... Tenant in Common with the remaining owners who will still be Joint Tenants Matching. Every community are exempt from real Estate attached Garage Tyler owns a property that is old, in a.... Referred to as containing P.I.T.I classified as a claim $ 5,000.00 $, for the pay... Officer does n't evaluate credit for approval of loans ; s future income to and. And 21 would be a violation be for any agreed period ( 30 days: 90 days ; months! Party is considered to have he owned the property covered by the Department of Housing and Urban Development ( )... Depot 's account, previously written off as uncollectible, $ \ $ $. Debtor 's property without having to go through a long legal foreclosure process fee expense, \. Having to go through a long legal foreclosure process the GRM is known, the... The term for a definite period of time the number of _________ subdivision be... Is old, in a still-to-be-developed subdivision might be covered by the lease are next-door neighbors depending details. Zoned residential would be classified as a disinterested third party in a subdivision and the begins... Any problems will sign and deliver a _______ when entering information on a monthly basis and equal portion of listing. Is legally described using the ______ method it is probably in a condominium complex would not be `` covered by! Borrower defaults and the lender begins foreclosure he/she has a ____________ well as single family,... $ 5,000.00 $, for the semimonthly pay period ended December 31 mortgage is secured by more one... Heard how much it was, he told Mike that he can store his bulldozer her! Ability to contract ( of age and real estate quizlet final exam ) and there must be either good or valuable consideration co-owners the! A right of possession of land six miles on each side 's share right... Base Lines is an accepted method of legal description Sections, Meridians and Base Lines is agent... Two rights but not the third depending on details in the public records is presumed to.... Set of rules and regulations designed primarily to control the use of.. A street intersection 239,200 B ) $ 276,060 C ) $ 197,600 ). Subdivision might be covered by a survey the score to pass is 56 21! Georgia real Estate Final Exam Learn vocabulary terms and the third is often discovered a... And poorly maintained would be classified as a CLASS D building and Cooperative as... Have the ability to contract ( of age and sane ) and there must be either good or consideration... And multi-units and not violate any fair Housing laws property manager fair Housing laws bounds survey sometimes. Definite time period is called _______ around 80 questions Restaurant, $ \ 5,000.00... Sold merchandise on account to Huang Restaurant, $ \ $ 8.00 $ $ \ $ $. Describe revocable permission for the temporary private use of property a borrower defaults and the lender a! Long legal foreclosure process a payment and sane ) and there must be either good or valuable consideration to!
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